Roth Ira Married Filing Jointly 2024. Contributions begin phasing out above those amounts, and you can't put any money into a roth ira once your income reaches $161,000 if a single filer or $240,000. The combined annual contribution limit for roth and traditional iras for the 2024 tax year is $7,000, or $8,000 if you're age 50 or older.
Single, head of household and married filing. You’re allowed to invest $7,000 (or $8,000 if you’re 50 or older) in 2024.